Access MyLoans to create payments, see transaction history, review statements, and much more.
Just What best defines you?
Secure, fast, & effortless payment options
Setup automatic repayments online
Require assistance with your declaration?
Your month-to-month loan declaration is mailed away a few times after your re payment articles for your requirements. If you love to get electronic statements, you can easily join easily in MyLoans.
Need to know more info on your month-to-month declaration? Browse the Mortgage Statement Guide, Consumer Loan Statement Guide, or Residence Equity personal credit line Statement Guide for more information.
Prepared to begin?
1 creating a payment online or by mail is really a service that is free. It is possible to spend by phone, but take note a additional convenience charge of $15 may use.
Thank you for visiting the Flagstar Mortgage Servicing & Transfer Center
Award servicing that is winning for you personally.
At Flagstar Bank, we realize that every client differs from the others, and that’s why we simply take a individualized method of managing your loan. We are additionally a leader within the servicing business-recognized by Fannie Mae being A celebrity performer four years in a row. 1 sufficient reason for a servicing profile that surpasses $100 billion in mortgage loans, we’ve the knowledge and expertise to guarantee the smooth transfer of the loan.
Launching MyLoans – the solution to make your web home loan repayments and so much more.
MyLoans is a secure, fast, and way that is easy you to definitely spend your Flagstar Bank loans online, at no extra expense for your requirements. Enjoy 24/7 usage of all of your home loan servicing requirements, including present loan statements, year-end income tax statements, in addition to capacity to installmentloansvirginia.org/ produce customized choices and notifications. Please remember that you may not manage to signal up to your loan is completely boarded.
Require additional information?
Welcome to Flagstar Bank, your mortgage that is new servicer.
YouвЂ™re most likely wondering exactly exactly what this means that Flagstar Bank will be your mortgage soon servicer.
HereвЂ™s just how you are affected by it along with your mortgage.
Your prior mortgage lender may have previously delivered you a page informing you that Flagstar Bank will be your home loan servicer.
That page shall give you re re payment information so you know when you should deliver your instalments to Flagstar Bank and just just exactly what target to make use of.
After your home loan solution is moved, please deliver all mortgage repayments right to Flagstar Bank. Try not to deliver any payments that are further your previous servicer.
To aid make sure a smooth change, you’ll not be evaluated a belated charge or adversely reported to virtually any credit reporting agencies for 60 times after your transfer date.
Your transfer date are located in the transfer page you shall get from Flagstar.
We are going to mail your very first home loan payment declaration fleetingly thereafter.
Your statement shall offer directions on how best to make your very very very first re payment.
From then on, regular month-to-month home loan statements will undoubtedly be brought to you.
The simplest & most protected method to handle your home loan is online through MyLoans. YouвЂ™ll have the ability to subscribe several days after your transfer date, where you could join free automated re payments, and paperless statements.
YouвЂ™ll also provide use of a reputation for payment and tax statements, escrow information, along with a comprehensive faq part that will respond to all of your questions regarding Flagstar.
YouвЂ™ve invested great deal of the time and energy into the house, whether you’ve got recently finished the purchase procedure or have actually lived at home for a long time. We anticipate being your lover in handling your home loan.
Subscribe to access your account at flagstar.com/myloans.
Lookup your brand new Flagstar loan quantity
Your brand new loan quantity is:
MyLoans Qualities & Advantages
Mortgage Servicing Transfer FAQs
What you should understand now
Your billing that is first statement be mailed within 10 times of your loan being moved. It will be automatically forwarded to Flagstar Bank for 30-60 days after your effective transfer date if you already had submitted a payment to your original servicer, don’t worry.
You don’t need to bother about belated costs or negative credit scoring: we will not charge a belated charge nor will we make any negative reporting to your credit agencies for 60 times following effective date of the loan transfer.
Setup payments that are automatic
Flagstar Bank P.O. Box 660263 Dallas, TX 75266
Pay by phone 1
Pay at nearest branch
Home loan servicing transfers happen if the servicing of that loan is offered or transported from a single organization to a different. The terms of your loan usually do not however change, Flagstar will now gather your instalments, manage escrow records, and supply customer care.
The purchase and transfer of mortgages is typical into the mortgage industry, and it is certainly not a direct expression of you or perhaps the quality of the loan. The modifications impacting you will end up your loan quantity and repayment target following the transfer date. It is possible to look your brand-new loan quantity up here, or think it is regarding the email that is welcome Notice of Transfer page you received.
Take note: as a result of the time it requires for systems to upgrade from your own past servicer, your loan information may be acquiesced by our systems typically within 5 times following the transfer date. For precise timing, be sure to see your Notice of Transfer page, greetings email, or call (800) 968-7700.
They will be transferred to Flagstar and continue to be collected and paid if you currently have an escrow account for your tax and/or insurance payments. We typically operate our escrow analyses yearly considering your premises income tax re payment routine. Periodically, the re payment of fees or insurance coverage causes an adjustment when you look at the escrow account balance, also it might be required to perform one or more analysis throughout the 12 months.
No. In the event that you now have automated payments put up together with your past servicer this service will likely be discontinued effective the date of transfer. Automated re payments are really easy to setup when you subscribe to MyLoans and sign up for AutoPay.
Yes. As your brand new servicer, Flagstar has arrived to make certain a smooth change to our platform. No matter as soon as your forbearance plan duration is planned to get rid of, we will immediately maintain your forbearance security in position for 3 months following the date of loan transfer.
Needless to say, you can opt-out associated with forbearance whenever you want, if your overall plan stretches beyond that 90-day period of time, it’ll be honored as provided. After your loan is here at Flagstar, we’re going to deliver you a forbearance plan confirmation letter.